Fund Your Dreams
Don't let finances hold you back. We guide you through the entire education loan process, securing the best rates and terms for your study abroad journey.
Expert Guidance at Every Step
Navigating education loans can be complex. At Phoenix Visas, we simplify the process by connecting you with trusted financial partners and assisting with all the paperwork.
Profile Evaluation
We assess your academic and financial profile to recommend the best loan options (secured vs. unsecured).
Bank Selection
Choose from a wide network of nationalized banks, private banks, and NBFCs offering competitive interest rates.
Documentation & Approval
We help organize your financial documents to ensure a quick and hassle-free loan sanction.
Loan Features
Competitive Rates
Interest rates starting as low as 8.5%* depending on the lender and your profile.
Up to 100% Funding
Cover tuition fees, living expenses, travel costs, and study material expenses.
Moratorium Period
Repayment starts after the course completion + 6 months grace period (varies by bank).
Tax Benefits
Avail tax deductions on interest paid under Section 80E of the Income Tax Act.
Unsecured Loans
Loans up to INR 40-50 Lakhs available without collateral for select universities.
Quick Sanction
Fast-track processing to ensure you meet your visa and admission deadlines.
Documents Checklist
Student
- Proof of Identity (Aadhar/Passport)
- Proof of Address
- Academic Records (10th, 12th, Degree)
- Admission Letter from University
- Entrance Exam Score (IELTS/GRE/GMAT)
Co-Applicant (Parent/Guardian)
- Proof of Identity & Address
- Bank Statements (Last 6 months)
- IT Returns (Last 2-3 years)
- Salary Slips (Salaried) or P&L A/c (Self-Employed)
- Collateral Documents (If applicable)
Our Banking Partners
We work with leading financial institutions to get you the best deal.
Worried About Funding?
Get a free consultation to check your loan eligibility and start your application.